Calm Your Mind.
Control Your Money.
Compassionate, judgment-free financial coaching tailored for your unique life transitions, mental health journey, or addiction recovery. Build healthier financial habits and reclaim your peace of mind.
Services & Pricing
A roadmap that actually fits your life.
Financial freedom isn't one-size-fits-all. It looks different for everyone. In these personalized coaching sessions, we'll take the time to understand your unique goals, untangle what's been holding you back, and build a roadmap that actually fits your life. This is about more than money — it's about showing up for yourself and the future you deserve.
When booking (free consultation or a package), let us know in the email which one you're looking to do.
Deep Dive
Start with clarity.
- 45-minute consultation
- 1:1 session(s) via Google Meets (up to 2 hours)
- In-depth, yet simple budget tracker
- Limited email / SMS / phone support
- Summary and action steps after the call
Financial Reset
Reset the next month.
- Everything in Deep Dive
- 2–4 sessions included
- Coverage for up to 1 month
13-Week Program
Build the habit.
- Everything in Deep Dive
- 9–12 sessions over 13 weeks
- Weekly accountability check-ins
- Unlimited support

About the practice
Quiet Minds Financial Coaching
Quiet Minds Financial Coaching is a specialized practice focused on helping individuals grow and secure their financial future. While we can work with anyone, our niche market is supporting people who have at least 1 year of recovery from addiction, or have a mental health diagnosis, and want to better their finances.
Meet Michael
Founder, Michael Sayers
I am the founder of Quiet Minds Financial Coaching, and Quiet Minds, Rich Lives. My journey into finances has been both professional and personal. I have overcome my own mental health battles in the past, and navigated a personal financial journey of going tens of thousands of dollars in debt and working my way out of it.
I believe many people experience financial stress related to mental health, addiction recovery, trauma, or even major life transitions, yet this connection is often overlooked. My mission is to provide compassionate, judgment-free financial coaching for people who want to take control of their money and build healthier financial habits.
The Podcast
Quiet Minds, Rich Lives
Honest conversations about money, mental health, recovery, and the boring habits that actually change a life. Hosted by Michael Sayers.

Latest episodes
Quiet Minds, Rich Lives
with Michael Sayers
- Ep 03· 12 min
Welcome to Quiet Minds, Rich Lives
Why mental health and money are inseparable — and what this show is about.
- Ep 02· 34 min
Out of $50k in Debt: My Story
The mistakes, the turning point, and the boring habits that actually worked.
- Ep 01· 28 min
Budgeting Without Shame
A judgment-free framework for tracking spending when your brain fights back.
Client stories
Real relief. Real progress.
Names are abbreviated for privacy — your story is yours, always.
"For the first time in years I opened my bank app without my stomach dropping. Michael never made me feel small about where I started."
A.R.
18 months in recovery
"We mapped out the next three months in one call. I walked away with a real budget and, somehow, less anxiety than when I logged on."
J.M.
Financial Reset client
"Thirteen weeks of weekly check-ins paid down two credit cards and rebuilt my emergency fund. Worth every minute."
S.K.
13-Week Program graduate
FAQ
Good questions,
honest answers.
Everything you need to know before getting started. Still curious? Reach out anytime — I reply personally.
Let's talk
Your next step starts
with a quiet conversation.
Book a free 45-minute consultation or send a note. All sessions happen virtually on Google Meets — no pressure, no judgment, just a calm space to begin.
